The Hallmark Abstract Sentinel

The Mortgage Market Melt-Up In Rates
Published: 2018-1-21
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2018 01 Screen-Shot-2018-01-21-at-12 58 23-PM png class alignleft wp-post-image tfe alt historical 10-year treasury yield chart title As the data below shows courtesy of the Freddie Mac Primary Mortgage Market Survey the average 30-year fixed rate mortgage rate no longer has a 3-handle and instead is now 4 The good news is that the 4 04 number is below the 4 30 level in the survey back in March 2017 but not by much This news 8230
New York State Title Insurance Industry I m Mad As Hell And I m Not Going To Take It Anymore
Published: 2018-1-13
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2018 01 eb3cb00a2ff7033ecd0b470de7444e90fe76e7d41cb9154692f3c4 640 paint-brush jpg class alignleft wp-post-image tfe alt paint brush photo title Photo by ulleo Update January 16 2018 8216 The New York State Senate unanimously passed a bill Tuesday that will allow title companies to resume buying clients coffee taking them out for lunch or treating them to a round of golf Sponsored by Sen James Seward of Oneonta the bill which now heads to the Assembly and Gov 8230
January 12 2018 New York State Title Insurance Industry Showdown With Regulators And Politicians In Albany
Published: 2018-1-11
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2018 01 519110868 5d917e1961 Albany jpg class alignleft wp-post-image tfe alt Albany photo title New York State Capitol by jimbowen0306 Due to some of the more onerous provisions of New York State Department of Financial Services NYSDFS Regulation 208 that went into effect December 18 2017 the various 8216 constituencies 8216 involved and affected will be meeting in Albany January 12 2018 8216 The Assembly Insurance Committee is holding a hearing about DFS regulation of the Title Insurance Industry 8230
Are 10-year Treasury Yields A Shot Across The Bow Of The Real Estate Market
Published: 2018-1-10
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2018 01 Screen-Shot-2018-01-10-at-8 58 54-AM png class alignleft wp-post-image tfe alt 10-year treasury note chart title Over the past month or so Hallmark Abstract Service has explored whether blockchain may at some point in the future disrupt the title insurance industry 8216 Can Blockchain Technology Ultimately Eradicate Any Need For Title Insurance In New York State 8216 In addition potentially affecting real estate and real estate transactions are the issues surrounding the 8230
Mortgage Loan Application Defects Where Are They Most Prevalent
Published: 2018-1-02
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2018 01 Screen-Shot-2018-01-02-at-8 59 04-AM png class alignleft wp-post-image tfe alt title After the financial crisis that was in no small part brought on through mortgage products such as 8216 liar loans 8217 lending institutions have become much more conservative Some of this conservatism was mandated through imposed federal government regulation such as Dodd-Frank while some was through the publics distaste for these types of loans But lending institutions now 8230
Flattening Treasury Yield Curve And Recession This Time Is Different
Published: 2017-12-29
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2017 12 33076876924 a3f71d896a bond-market jpg class alignleft wp-post-image tfe alt bond market photo title Bond Market Wall Street Sign by investmentzen Economic theory has always held that an inverted U S treasury yield curve could be used as a reliable signal for a recession looming on the horizon According to the Federal Reserve however this time is different This Time Is Different How different the position of the investor today was the headline for an ad that ran 8230
Can Blockchain Technology Ultimately Eradicate Any Need For Title Insurance In New York State Video
Published: 2017-12-26
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2017 12 30169151200 2f39d24ef5 blockchain jpg class alignleft wp-post-image tfe alt blockchain photo title Blockchain by MikeBlogs At some point in the future will blockchain eradicate the need for title insurance in New York State as this revolutionary technology will maintain a 100 accurate chain of title for any property While I suppose that anything is possible an explanation first of what a blockchain is would likely be helpful 8230 Blockchain 8220 an open 8230
Title Insurance And Havoc In The New York Real Estate Market
Published: 2017-12-22
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2017 12 14016517830 4e69723c5c madison-square-garden jpg class alignleft wp-post-image tfe alt madison square garden photo title New York City by Zeeyolq Photography December 19 2017 After Regulation 208 Went Into Effect On December 18th The Following Day NYSDFS Issued A Stay Expiring February 2 2018 That Will Allow One Specific Activity Eradicated By The Regulation To Continue Candidly of all the new directives in Regulation 208 that will impact title companies a stay on this specific one is 8230
Tax Reform And It s Impact On New York New Jersey And Connecticut Real Estate
Published: 2017-12-21
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2017 12 Screen-Shot-2017-12-21-at-10 38 10-AM-1024x524 png class alignleft wp-post-image tfe alt net migration by state title With the passage of the 8216 Tax Cuts and Jobs Act 8217 name subject to change some aspects of the legislation are very clear and some things will take some time to play out such as real estate valuation So what do we know concerning the tax bill There are seven tax brackets as there were before the standard 8230
Interactive Tax Plan Calculator Determine What The New Tax Bill Will Cost You Or Save You
Published: 2017-12-20
img align left hspace 5 width 150 src https www hallmarkabstractllc com wp wp-content uploads 2017 12 Screen-Shot-2017-12-20-at-11 25 05-AM-1024x557 png class alignleft wp-post-image tfe alt Tax Plan Calculator title By visiting the Tax Plan Calculator created by Maxim Lott an individual or family living in any state can enter their various inputs and get an idea of how the newly passed tax bill will affect their bottom-line If you 8217 re like the average American particularly in the high-tax states like New York California and New Jersey 8230